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iKinetiq

iKinetiq is Your Community Bank Partner

Community Banks are at higher risk for regulatory enforcement actions and fines, but they usually have smaller compliance budgets and fewer internal resources than their larger bank competitors.  Our team is here to help Community Banks tackle their compliance challenges.

Which risks matter most in 2025?

Regulators aren't waiting.  In 2024, Community Banks made up the majority of enforcement actions from the OCC, FDIC, and FRB.
Our Risk Guide shows exactly where examiners are cracking down — and what to fix before your next exam.

Download the Risk Guide

Smaller Banks Have Greater Risk of Enforcement Actions & Fines

Greater Risk of OCC Enforcement Actions

 Smaller banks are 

2.9x

more likely to be issued enforcement actions.

Greater Risk of OCC Enforcement Actions

 Smaller banks are 

1.2x

more likely to be issued enforcement fines.

Higher Average OCC Enforcement Fines

 Smaller banks pay

21.9x

higher fines compared to large banks.

iKinetiq Helps Community Banks Tackle Compliance

Access to Specialized Expertise

Network of former regulators and compliance pros who know examiner expectations and how to get ahead of them.

Self-Assessment Tools & Guidance

From periodic reviews to remediation checklists — built specifically for smaller banks with limited staff.

Ask Our Experts 
​On-Demand

Submit questions anytime — get practical, no-fluff answers grounded in real exam trends and enforcement data.

Membership & Consulting Options

Choose a flexible subscription or pay-as-you-go. Tailored support that works with your compliance budget.

Still relying on outdated compliance methods?

Talk to an expert to identify your biggest risk — and fix it before your next exam.

Schedule a Free Consult