Compliance & Risk Services for Community Banks

Proven expertise and structured solutions that strengthen oversight, reduce regulatory risks, and align your bank with examiner expectations.

Exceptional Services Tailored to Your Bank's Needs

Targeted solutions designed to strengthen compliance, reduce regulatory risk, and align with examiner expectations.

Expert guidance from a proven compliance leader

Upfront, fixed-rate pricing

Clear scope with actionable deliverables

Regulatory Risk Readiness Review

A structured review of policies, procedures, and prior exams, delivering a prioritized heat map to help your bank confidently prepare for your next regulatory exam.

Regulatory Risk Profile

A bank-specific profile that benchmarks your bank against peers and district enforcement trends, highlighting vulnerabilities with examiner-style insights and remediation guidance.

TPRM Contracts Playbook Review

A clause-by-clause review of vendor contract templates with a tailored negotiation playbook, aligning oversight to regulatory guidance and examiner expectations.

TPRM Rapid Review

A focused assessment of vendor oversight documentation that identifies high-risk gaps in fintech and third-party relationships, with recommendations to strengthen compliance and reduce enforcement risks.

Interim Oversight Coverage for Senior Compliance & Risk Roles

A 12-week engagement managing governance, reporting, remediation, and key vendor oversight, with a clear 30–60–90 plan handoff to the incoming leader.

Enforcement Action Stress
Test

A structured blueprint mapping enforcement order to corrective actions, with templates and tracking tools to guide board and management response.

Enforcement Action Remediation Playbook

A diagnostic tool that simulates examiner scrutiny of high-risk areas, delivering an executive report with prioritized fixes to reduce enforcement risk.

Regulatory Risk & Enforcement Briefing

A 90-minute virtual session for directors and senior management on emerging regulatory priorities, peer enforcement lessons, and examiner expectations.

Right-Sized Compliance & Risk Oversight

Access experienced compliance and risk professionals on demand.

iKinetiq provides fractional and interim compliance and risk oversight designed for Community Banks adapting to evolving and less predictable supervisory expectations. As exam methods evolve toward greater examiner discretion and self-governance, our engagements deliver right-sized expertise helping banks interpret guidance, apply judgment, and sustain examiner-ready programs amid ongoing supervisory change and staffing challenges.

Fractional Chief Compliance Officer (CCO)
Fractional Chief Risk Officer (CRO)
Fractional BSA/AML Officer

Interim oversight coverage for open compliance & risk roles (12-week engagement with a 30-60-90 plan handoff)
Project-based compliance and risk management support
Examiner preparation and follow-up governance

Enterprise Controls Audit & Remediation

Led an enterprise-wide, board-mandated internal audit of a regulated customer authorization process across all branches and operations centers of a major U.S. bank. Designed the audit methodology, managed on-site reviews and stakeholder interviews, built a centralized issues and remediation tracker, oversaw remediation activities, and transitioned ongoing monitoring and testing to the Compliance organization.

Representative
Prior Projects

TP Risk Oversight for Resolution Planning

Led enterprise-wide third-party workstreams for resolution planning under OCC/FRB/FDIC requirements, designing a centralized vendor contract repository and continuity framework to support annual resolution planning.

Automated Vendor Contract Tagging

Implemented contract intelligence tools and risk tagging rules across more than 2,000 agreements, achieving 97% automation of contract risk reviews and accelerating risk assessments.

Strengthen Oversight. Reduce Regulatory Risk.

Schedule a consult to see how iKinetiq’s fractional and on-demand expertise can help your bank close oversight gaps, sustain examiner confidence, and stay ahead of regulatory expectations.

Talk with an Expert