As the financial services industry navigates a new presidential term, many are watching for potential shifts in regulatory enforcement activities by the OCC, Federal Reserve, and FDIC. How did enforcement actions and fines differ under the first Trump administration versus the Biden administration—and what can banks expect going forward?
Our latest analysis uncovers some unexpected trends. While conventional wisdom might suggest lighter enforcement under Trump, the data shows a more complex picture. The OCC and Federal Reserve took fewer enforcement actions and issued smaller fines under Biden, while the FDIC followed a different pattern with fewer actions and lower fines under Trump.
See how enforcement trends are shifting — and stay ahead of what’s coming next. Get regulatory updates here.
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