Download the 2026 Community Bank Supervision Blueprint

Community Bank supervision is shifting toward examiner judgment, evidence, and impact. Banks are increasingly expected to explain how they understand, govern, and manage risk, not simply demonstrate that policies or checklists exist.

The 2026 Community Bank Supervision Blueprint distills key supervisory signals from the OCC, FDIC, and Federal Reserve into five practical predictions and a clear, exam-ready framework. It is designed to help boards, senior leadership, and exam teams align priorities, strengthen oversight, and prepare clear narratives supported by the bank’s own evidence.