Identify exam readiness gaps under the 2026 supervision reset

Community Bank supervision has reset for 2026. Examiners are placing more weight on whether banks can demonstrate effectiveness in practice using their own data, decisions, and governance, not whether policies and checklists exist.

The Exam Readiness Self-Assessment Workbook translates these expectations into 50 exam-facing questions across five focus areas, with Red/Yellow/Green scoring to help you identify where the narrative is strong and where gaps may invite examiner assumptions and increase the risk of findings.

Use the workbook as a working tool with management and risk owners to pressure-test readiness, align your story end to end, and turn results into a practical 30-60-90 day plan.